![]() ![]() and All Knicks, powered by Sports Illustrated, is here to chronicle it for you - news and rumors and the whole Big Apple. ![]() the more comfortable and confident the Hawks got. The New York Knicks and the NBA represent a constantly-in-motion thing. The latter had 32, and the former scored 30 in Game 6. The Celtics blew a 12-point lead in the final 5:24 of the fourth quarter against the Atlanta Hawks on Tuesday night and fell 119-117 in Game 5 at TD Garden. De'Andre Hunter had 20 points, John Collins added 16 and Clint Capela finished with 10. The Celtics are 23-1 when Jayson Tatum and Jaylen Brown score 30+ points each. JUNE 10 WEMBY, METS 92 DROP FINALS GAME 1 Future San Antonio Spurs center Victor Wembanyama didnt put his best foot forward in Game 1 of the LNB Pro A Finals against Monaco. All-NBA First Team First Celtic to average 30 PPG in a season Most points ever in a Game 7 (51) November Player of the Month All-Star Game MVP. Hawks: All five Atlanta starters scored in double figures. Every Boston starter made at least one from long range, as did three players off the bench. "We do not close this game if Grant doesn't step up and play the way that he did."Ĭeltics: Boston finished 18 of 42 from 3-point range. ATLANTA (AP) Trae Young never lost confidence in himself, even after a run of dismal playoff. “When his number was called, he stepped up,” Horford said. Young scores 32, Hawks beat Celtics 130-122 to close to 2-1. They also praised his professionalism for not complaining when he was planted on the bench earlier in the series. While the stat sheet didn't show much - three points, two rebounds, one steal, one assist in 17 1/2 minutes - his teammates lauded his contribution. ![]() Now, State Farm Arena is wide open for the summer.īoston forward Grant Williams didn't even play in three of the first five games in the series.īut he got some big minutes in the clincher. ![]()
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![]() Today, already many applications provide Text-to-Speech (TTS) technology. It allows users with or without disabilities to receive information more easily and frees the visual sense for other tasks. This technology provides new level of interaction between the applications and the users, allowing users to consume information via the auditory senses. To try text-to-video for free click HERE.Lately the Text-to-Speech (TTS) technology is becoming available via mobile, WEB and desktop applications. With the paid version, you’ll unlock up to 100.000 monthly characters and a new class of premium lifelike AI-generated avatars that will transform your texts into videos. You get the option to transform up to 8000 text characters into engaging videos presented by our 8 free AI avatars. Focus on the right message for your audience and we’ll transform it into a video for you! Choose from a variety of avatars ![]() Pretty cool, right? Simply input your text and relax while we’re generating an engaging and realistic video content experience for your audience. Using state-of-the-art technology, Bigspeak will transform your texts into videos using lifelike AI-generated avatars that will read texts in the video. Just input your text and let us take care of the rest. Video is preferred by 80% of users over reading the same information, so start delivering what your audience expects. ![]() With our text-to-video solution, you can create captivating videos to engage your audience without spending a lot of time and money. Using our proprietary mix of machine learning algorithms, we’ll help you easily transform your texts into AI-generated video content. No coding skills required.īigSpeak’s text-to-video feature allows you quickly transform your texts into engaging videos. Use BigSpeak to transform your texts into fascinating AI-generated videos. To try speech-to-text for free click HERE. Upload your audio recording to BigSpeak and our software will accurately transcribe them into written format. With BigSpeak, transforming audio interviews into written content is now easier than ever.Įliminate the need for manual speech-to-text transcriptions and save time and effort. But transcribing those recordings into written format can be a very laborious process. Transform audio interviews into written contentĪudio-recorded interviews offer you instant access to accurate information. With BigSpeak, your team has access to important meeting information and insights, without the need for time-consuming manual transcription from your team members. With our meeting transcription solution, you can streamline your workflow and save time and effort on transcribing your meetings. This accuracy is achieved through the use of advanced natural language processing and machine learning techniques, which enable our software to understand the nuances of spoken language and produce highly accurate written transcripts. This means that even in a group meeting setting, our software can accurately distinguish between different speakers and attribute the words to the right person. ![]() However, with our powerful meeting transcription solution, the process has never been easier.īigSpeak will identify up to 5 different voices from your speech. Transcribing meetings can be a time-consuming task that requires a great deal of attention to detail. Use BigSpeak for your day-to-day activities. Our smart tool works great in any of these 5 languages, recognizing the spoken words and transcribing them into text. Multilingual speech-to-text softwareĪccurate speech-to-text results supported in English, French, German, Italian, and Japanese. We’re using the latest technologies in natural language processing and machine learning to achieve outstanding accuracy in transcribing spoken words. BigSpeak helps you easily convert audio inputs into text files, supporting multiple languages.Īccurately transform spoken words into written text easily, for interviews, meetings, or even live speeches recorded straight into our app. Automatically transform voice to text with our powerful AI tool. ![]() ![]() Under the terms of the agreement, KKR's private credit funds and accounts will acquire substantially all the European BNPL loan portfolio held on PayPal's balance sheet at the close of the transaction and will also acquire future originations of eligible BNPL loans. (NASDAQ: PYPL) and KKR, a leading global investment firm, today announced the signing of an exclusive multi-year agreement for a €3 billion replenishing loan commitment under which private credit funds and accounts managed by KKR will purchase up to €40 billion of buy now, pay later (BNPL) loan receivables originated by PayPal in France, Germany, Italy, Spain, and the United Kingdom. and NEW YORK, J/PRNewswire/ - PayPal Holdings, Inc. ![]() PayPal expects to allocate approximately $1 billion to incremental share repurchases this year updated outlook from approximately $4 billion to approximately $5 billion in total share repurchases in 2023 While PayPal's growth has slowed considerably, and it faces intense competition, I think the attractive valuation being offered for what is still a competitively advantaged business makes the stock worthy of being a buy today.KKR to purchase up to €40 billion of eligible current and future PayPal Pay Later loans originated in Europe And with the leadership team finding ways to cut substantial costs across the board, the company is set to become even more efficient in the future. The balance sheet is in pristine condition, with a net cash position of $4.4 billion. In 2022, PayPal generated $5.1 billion of free cash flow on $27.5 billion of revenue, a superb margin of 19%. Network effects can also help to explain why the business is so lucrative. It gives PayPal a powerful competitive position that's almost impossible for a smaller rival to catch up to. The opposite, where more individuals increase the usefulness for merchants, is also true. That just means that as PayPal brings on more merchants, consumers find more value in using the service. PayPal's two-sided platform, consisting of 35 million merchants and 398 million individuals, has allowed the company to benefit from network effects, probably the strongest economic moat there is. This remains a key strategic focus for CEO Dan Schulman. In the latest quarter, transactions per active account were up 13%. The business is doing a great job at getting more engagement from its user base. With Wall Street consensus analyst estimates forecasting annualized net income growth of 28% between 20, the potential for good returns is in the cards, especially keeping the valuation in mind. That tells me investors have gone from being extremely optimistic about this business to striking a pessimistic tone. ![]() That's well below the trailing five-year average P/E ratio of 55. This is also a threat when it comes to in-person transactions.Īnd with Venmo, the PayPal-owned popular peer-to-peer service that counts 60 million monthly active users, the company has to compete with Zelle, operated by a consortium of big banking institutions, as well as with Block 's Cash App.īecause the stock has been crushed over the past few years, it trades at a price-to-earnings (P/E) multiple of 27 right now. Its usage soared during the key holiday shopping season. When it comes to online checkout, which is PayPal's core feature, Apple Pay is starting to make inroads. Consumers are stretching their budgets and paying more for the essentials, which results in lower amounts of discretionary spending power.Īnd although the payments industry produces some of the best businesses in the world - think Visa and Mastercard - the competition for a company like PayPal is stiff. Moreover, inflationary pressures are a serious headwind for PayPal. Because PayPal is the most widely accepted digital wallet in North America and Europe, this trend hurts the business. Top e-commerce companies, including Etsy and even Amazon, have reported sales slowdowns in recent quarters, a sign that consumers could be favoring in-person retailing once again. While online shopping was booming when everyone was stuck at home, things are returning back to normal. Does that mean the platform has reached its full potential? And in the first three months of this year, PayPal's user base shrank slightly from December of last year. The business increased revenue 8.5% in 2022, while adding just 8.6 million net new active accounts, a far cry from the previous two years. What's strikingly clear is that the monster growth we saw PayPal post in 20 might never be achieved again. ![]() ![]() Don’t change your Name or Category as per Google’s instructions, because this will nullify your request. We recommend that you do not make any edits to your listing while waiting for a verification postcard. If you can’t receive the postcard, you’ll have to start the process again once you can.ĭon’t make any additional edits to your business information while pending verification Keep this in mind as you plan ahead, you want to make sure that you are able to receive mail at the new address. If you are not given the phone verification option, it may take 10 business days to receive the verification postcard. Double-check what phone number is listed before triggering the phone call, and be ready to answer the phone immediately in order to get the verification code. Since the phone option is quicker, it makes sense to choose this option (if available). You should have the option to verify either by phone or postcard. ![]() When moving and changing your address in the GMB dashboard, Google may ask you to re-verify at your new address. Update your existing Google listing – what you can expect when changing your address We recommend that you don’t close your current business listing because any reviews you may have from that location are valuable and should be preserved for your new location. ![]() Here’s How to Manage Your Google My Business Listingĭon’t close your current Google My Business listing and don’t create a new one ![]() ![]() It’s also a great choice for your closet space in the bedroom, or as an alternative to an open closet. This makes a great choice for your hallway, since you can make sure it has enough hooks, rails and boxes for everyone in your home. That way, you're able to build them with just the functions you need. It's made with flexibility in mind, so that you can add, move or remove sections whenever you want. ![]() This type of shelf is very versatile and can be mounted in many rooms throughout your home. With wall shelf section systems, you can design a storage solution that fits your exact needs. But no matter where you deice to put one, be it a small floating shelf or by building a large library section – dare to make it a showstopper. Wall shelves offer infinite possibilities for improving your home. If you have cats at home, why not build a lookout perch for them near the ceiling? Place your pets favourite blankets on a large shelf and position smaller shelves as stairs along the wall. Or let a series of shelves claim an entire wall in the living room for you to fill with personal details. Try building shelves around a doorway to create a library-themed gateway. If you want to go all in, you can easily make your wall shelf the centre of attention. Like, for example, important papers you need to save, office supplies or extra candles. Just put up some nice boxes or neat baskets that match your interior and fill them with everything you can’t fit elsewhere. Wall shelves are also a great option if you lack storage space at home. Wall shelves truly provide superstar support for your favourite decorations, allowing you to position them where you want them. Put up some small ornaments or build still lifes with picture frames. Place lamps and candles for cosy lighting and a warm atmosphere. Put some green flowers in nice pots for liveliness. You can easily add some decorations to really nail that personal touch. If you're on the lookout for something more traditional, like a wall shelf for books, pick a simple model or a floating shelf. Whether you want to use wall shelves to help your design or make it the main attraction, we’ve got the shelf for you. You can find shelves in all shapes and sizes, from teeny tiny bud shelves in the hallway to complex, customised wall storage with ornate designs. Wall shelves: A supporting act or the main event? And depending on the size, they can be used for virtually anything. So why not grab some of that fairy dust and add a slight sense of wonder to your home?īecause, with their minimal and sleek look, the floating shelves truly can work their magic wherever you place them. No strings, no visible fasteners, no nothing. You’ve seen them, right? Shelves that seem to be floating on the wall. Truth be told, the only limit is your imagination. In the living room for paintings and beautiful candle holders. 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Please click on the links below for brief educational videos: For an up-to-date schedule of where and when these clinics will be offered, please Please click on the link for more information. Whittier is collaborating with its housing, faith-based and community partners to host Mobile Vaccination Clinics at their sites. Whittier is employing its mobile health vans to bring the vaccine to seniors and others at high risk for COVID-19. *Mobile Vaccine Clinics Offered by Whittier Street Health Center *Now offering oral and intravenous treatments Should you require additional assistance, please call Whittier at 61 We can accommodate walk-ins and highly recommend scheduling an appointment. Our Covid-19 Therapeutic Clinic is located on the 5th Floor. Whittier Street Health Center also offers COVID-19 TREATMENT for our patients and community members ages 12 years and older. We are offering both primary and booster doses of: ![]() ![]() Our walk-in vaccine clinic is located on the 5th Floor: Whittier Street Health center offers COVID-19 vaccination and preventative treatment for our patients and community members age 6 months and older. ![]() ![]() ![]() 2000) and the General Service List (2013), and the grammar and common writing mistakes sections are derived from the Cambridge English Corpus.Ī unique feature of the text is the Avoiding Plagiarism section in each chapter. Vocabulary is drawn from the Academic Word List (Coxhead, n.d. In between these writing activities are typical components of a writing text: topic warm-up and discussion at the start of the chapter, followed by vocabulary development, a short reading, writing skills practice, error correction practice, drafting and revising, and self-editing. This gradual progression of work on the assignment makes the writing task less daunting than the present-practice-write formula found in other writing texts. ![]() As a result, students can work gradually through the steps in preparing their assignment as they receive guidance from the text and opportunities to practice what they have learned in the supporting activities. Other writing activities specifically for the assignment appear throughout each chapter. Final Draft subscribes to the principles of the process writing approach (e.g., Bayat, 2014), which is evident in the writing prompt together with a cluster diagram or chart for brainstorming ideas at the start of each chapter. Both are helpful examples of the writing genre and the style that students should aim for in their paragraph or essay. Chapters include two short readings, one of which is a student model. However, with careful selection, this turned out to be a very good text, even for a one-semester course such as mine, to help students learn how to write paragraphs and short essays.Įach chapter is organized around a theme and a writing genre and guides students in preparing and writing the chapter assignment (i.e., description paragraph, compare and contrast essay). ![]() Each chapter is approximately 30 pages long, and may contain more material than teachers have time for. Level 2 contains eight chapters that progress from paragraph writing to essay writing. I used Level 2 in a 1st-year, first semester, twice-weekly academic skills course focusing on reading and writing for intermediate level students. Final Draft is a 4-level textbook series that guides students through the writing process from paragraph to essay writing from pre-intermediate to advanced levels of English. ![]() ![]() ![]() We loved our Chablis producer, they were really pushing quality and focusing on a hands-off approach to winemaking but the prices were not on par with the main importers and customers just did not seem willing to pay a little more. Plus, it is a hugely competitive category so, unless you are going toe-to-toe with the big boys, best to leave it alone. Great Chablis is a fine thing but middle of the road Petit Chablis or Chablis Village at around £20 is hard to stomach and I think you can find better value in relation to quality elsewhere. You are finding basic wines, for example, Petit Chablis’, coming in at €8-€10/bottle ex cellar which for a UK based importer, after our high duty, poor exchange rates and all the usual slightly gloomy financials of the current UK wine trade, means (for us smaller importers) selling on to the trade at around £15 ex VAT…for Petit Chablis! This then undoubtedly leads to the question of whether you are getting any value and if the juice in the bottle is worth it. When it comes to Chablis prices, it is a very sensitive subject because on the one side you can tangibly see that low yields caused by frost and other external factors will inevitably drive up prices but on the other side the starting point was already quite high so now, after further increases, the prices seem eye-watering. Prices were going up by around 20-25%, which is huge. Prices for us have seen a large increase from our producer over the last two years which has caused us to stop bringing it in. ![]() Have allocations from your suppliers shrunk or prices increased? Be more adventurous – wine is fun!ĭAVID KNOTT, FOUNDER & MD, THE KNOTTED VINE “Young Grüner seems to be sitting smack bang in the spot where a Petit Chablis or Chablis Village might have once sat.” Prices in Chablis are increasing, so it will take time, but consumers will start to look for alternatives. How do you go about marketing/selling these as viable Chablis alternatives?Įducation is key. If it is a famous region they are after, very good Soave sometimes does the trick. If consumers are prepared to look elsewhere, we tend to emphasise the minerality aspect of Chablis and offer Assyrtiko from Greece, Txakoli or Godello from Spain, or cool climate Australian alternatives from, say, the Clare Valley. Chablis alternatives: Assyrtiko from Santorini ![]() ![]() Other than that, dedicated Chablis customers often want to stick to alternative French wines, so very good Muscadet, Macon and Santenay can often work to fill the void. The one obvious option to replace Chablis with is Petit Chablis. There are alternatives, but the problem is that Chablis is such an iconic ‘brand’ many people are reluctant to consider alternatives. Pressure on pricing is acute with price increases ranging from 5% to 7% compared to 2015, which was already at a high level.Ĭan you suggest a handful of Chablis alternatives from your portfolio? The one alleviating factor is that many of our producers still have 2015 in good quantities, so we can continue supplying reasonable volumes and then go back to normal quantities in 2017. The barrel room of William Fevre in October 2016 – this is normally full of barrels. Have allocations from your suppliers shrunk or prices increased? The scale of the shortage. Another of our producers made a grand total of 60 hl of 2016 Chablis, so sold it as juice not making even one bottle of wine. To be organic in Chablis is quite a challenge in view of the cooler climate and damper conditions. One of our producers who makes organic wines found his 2017 yields cut to between 10 to 15 hl/ha, even lower than those of 2016 and found that the berries had very little juice when vinified– good for quality but a real struggle for volumes, with a resulting effect on prices. Have you found Chablis harder to source the past 12-18 months? JIM WILSON, PORTFOLIO DIRECTOR, HALLGARTEN, DRUITT & NOVUM Dedicated Chablis fans tend to want to stick to alternative French wines. Chablis from the top of Les Clos, one of the best Grand Cru sites, visited by The Buyer, October 2016 Hail and frost have been the biggest culprits with almost every wine producer reporting losses of half of their crop or more. Growing grapes in Chablis has always been notoriously difficult but few producers in this most Northern part of Burgundy have experienced the scale of the problem that has hit the past three vintages. Pushing Petit Chablis, suggesting similar styles of wine, and offering Chardonnay, both from other areas of Burgundy and beyond, are some of the many suggestions offered to help wine buyers find Chablis alternatives and prepare for the Chablis shortage that is about to hit. ![]() ![]() ![]() "In those instances when someone may not be able to get vaccinated due to a medical condition or strongly held religious belief, Ascension will provide a process for requesting an exemption," according to the release. The Ascension staff vaccination mandate will follow the timeline of the hospital system's annual influenza vaccination requirement. "The average age of these hospitalized patients has dropped from over 60 to around 40. There are young, otherwise healthy, people who are severely ill and in the ICU." "The COVID positive hospitalized patients we are seeing are much younger than we have ever seen before," Sieg said. Vincent's in Jacksonville, 98% of hospitalized COVID-19 patients are unvaccinated, spokesman Kyle Sieg told the Times-Union on Tuesday. The causes for the current wave are the highly contagious delta variant primarily among people who are unvaccinated, hospitals said.Īt Ascension St. The mandates follow steep increases in new COVID-19 cases, with Florida leading the nation. 17.Īs of Monday, other Jacksonville area hospitals did not require staff vaccinations.īut the Department of Veterans Affairs ordered many of its frontline health workers be vaccinated, including physicians, dentists, podiatrists, optometrists, registered nurses, physician assistants, dental auxiliaries and chiropractors who work in or visit Veterans Health Administration facilities or provide direct care to people the agency serves, according to a news release issued by the agency. On Monday, the Rochester, Minn.-based Mayo Clinic announced it would require all of its employees, including those at its Jacksonville campus, to be fully vaccinated for COVID-19 by Sept. As a healthcare provider and as a Catholic ministry, ensuring we have a culture of safety for our associates, patients and communities is foundational to our work," according to the release. "This decision is rooted in our mission commitment to leading with quality and safety. Staff vaccinations must be completed by Nov. Ascension "conducted a thorough moral and ethical analysis as part of the decision-making process," according to the release. "But we must do more to overcome this pandemic … for the safety of patients and visitors, our associates, our families and loved ones and the community," according to the release. More: 'Let's get it done': Jacksonville mayor urges COVID-19 vaccinations but opposes mask mandate, shutdowns More: Mayo Clinic calls for mandatory COVID-19 vaccination for staff: 'Our patients expect to be safe' Thousands of Ascension staffers across the country have been vaccinated, according to the release. "This includes associates employed by subsidiaries and partners physicians and advanced practice providers, whether employed or independent and volunteers and vendors entering Ascension facilities." Vincent's in Jacksonville has joined Mayo Clinic and other healthcare organizations across the country in mandating its staff be vaccinated.Īscension hospitals nationwide will require that "all associates be vaccinated against COVID-19, whether or not they provide direct patient care, and whether they work in our sites of care or remotely," according to a Tuesday news release. ![]() |
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